Set Your Clocks Back

Hello Friends,

It's that time again when we sneak an extra hour from nature and get to do whatever we choose to do with it.  Make the most of it and have a great weekend. 

Man On The Street - What Residents Of Dufferin County Are Saying About Living Here

Last week I met  a really cute couple - Roy and Quty - and yes, her name is pronounced like Cutie.
Both Roy and Quty lived in Brampton for about 40 years -  a long time, but went to the States and lived there for a while, however, they liked living here in Canada more than the States, so eventually moved back here. 
Roy's brother-in-law lived in Dufferin County and so persuaded both Roy and Quty to move here.  They found that Brampton was just too crowded and decided to move out here and love it so far.

I spoke to Linda as well and she lives in Melancthon.  Has been there for the past 26 years.  Bought a farm then and wanted to move away from city life in Brampton.  Even though she says the job market is not great out there, she loves the peaceful, quiet life.  She admits it is definitely a better place to bring up your kids and much friendlier than in the bigger cities.

Doreen was full of energy and adventure.  She moved from South Simcoe about 3 years ago and just hasn't looked back.  She wanted to downsize, but is a pretty active person and found that instead of wanting to go to a sleepy town, she found that Orangeville offers lots of opportunities to mingle and get involved in clubs and volunteering activities.  She loves all the non-stop fun this lovely town offers.  Way to go Linda!!!!!!

Last, but not least, I spoke to Sarah.  Sarah has two handsome boys, Jack and Charlie.  She moved to Mono about 15 years ago and likes the fact that there are lots of recreation in and around where they live.  She believes that one must have a great balance between work and play and is happy that they can do both in such a wonderful environment.

It was great talking to such amazing and enthusiastic people.  Tune in for more next week, but before you go, scroll down for my joke of the week:

Category: Holiday Jokes   One Halloween a man was walking down the street and heard a thumping noise behind him. Looking behind him he saw a coffin following him, upright. He was a bit nervous and began walking a little bit faster. The coffin continued, "thumpety thump, thumpety thump". He began running and the coffin kept up and began opening and closing, ""thumpety thump, thumpety thump clap, "thumpety thump, thumpety thump clap". Terrified he ran to his front door, and went inside, slamming the door and locking it. The coffin continued, "thumpety thump, thumpety thump - CRASH" it came right through the door, He ran up the stairs, and right behind him, "thumpety thump, thumpety thump clap, "thumpety thump, thumpety thump clap". He rushed into the bathroom and slammed the door, but the coffin broke through the door - "thumpety thump, thumpety thump crash". Terrified the man grabbed the first thing he could, a bottle of robutusin and threw it - and the coffin stopped!   Heeheehee - I know, it's a little corny, but still a joke.  I tried!!! Sincerely Radha Diaram ReMax Real Estate Centre Inc. (800)461-2686 www.radhadiaram.com

Man On The Street - What Residents Are Saying About Living In Dufferin County

Every week I take a walk somewhere in Dufferin County and chat with some good, down to earth, friendly folks.  It is the highlight of my week and I find that I learn so much from talking to them, that I decided to start a weekly blog.  I'm featuring five (5) residents who presently live in Dufferin County, whether it is Orangeville, Mono, Amaranth, Grand Valley, East Garafraxa, Shelburne or Mulmur.

Here's what these 5 residents had to say about living here:

Margy has been living here in Orangeville for the past 32 years.  She moved from Toronto and says she loves the small town living.  She likes that it's not very crowded and the people are friendlier.  She may move to Shelburne later on.

Sandro lives in Mono and has been here for 10 years.  Before that he lived in Mississauga and said he moved here due to personal circumstances.  Neither likes nor dislikes being in these parts, but since he is a real estate investor, finds that the real estate market is a bit strange in Orangeville.

Cindy and Margy were taking a walk together on Broadway, so naturally I wanted to know what Cindy thought about living here in Orangeville as well.
Cindy moved to Shelburne from Brampton 12 years ago.  She never felt totally at home in Shelburne, so moved into Orangeville a little later on.  She has an Autistic son and came upon Kari's Place, which she said is number 1 in her books.  She also volunteers at the Light House, where she says the people there are absolutely amazing!!!

Sharon and I hit it off from the minute we started talking.  She lives in Mulmur with her husband and 11 year old son.  She moved here from St. Catharines and feels totally blessed to be able to enjoy nature at it's fullest and most beautiful.  Claims the views out there are to die for, which I agree with her since I would like to eventually move to Mulmur.  Presently I live in Mono and I love to see the sunrises and sunsets from my home.  Back to Sharon (heehee)- she has even seen a bear out there. WOW!  Nice conversation Sharon.  I will call you with the name of the author we were discussing.

My last interview ended with Robert.  Robert is a retired professor of History.  Very dignified gentleman, he moved to Orangeville from Saskatoon 5 years ago and says he is here to stay.  When asked what brought him here, he said his beautiful daughter and grandchildren.  They are the joy of his life and is very proud of the bond he and his daughter share.  He loves living in Orangeville and says the people here are very friendly, a lot like out in Saskatoon.

If peace, beauty and tranquility are what you are looking for, Dufferin County can definitely supply these vital supplies to you and your family.  Don't hesitate to email me if you feel to need to find out more - radhadiaram@remax.net
Tune in next week for more....
JOKE OF THE WEEK:
 Soliciting Donations
Rate It !!! 

A big, burly man visited the pastor's home and asked to see the minister's wife, a woman well known for her charitable impulses.
"Madam," he said in a broken voice, "I wish to draw your attention to the terrible plight of a poor family in this district. The father is dead, the mother is too ill to work, and the nine children are starving. They are about to be turned into the cold, empty streets unless someone pays their rent, which amounts to $400."
"How terrible!" exclaimed the preacher's wife. "May I ask who you are?"
They sympathetic visitor applied his handkerchief to his eyes. "I'm the landlord," he sobbed. 

Sincerely

Radha Diaram
ReMax Real Estate Centre Inc.
(800)461-2686
www.radhadiaram.com



 

7 Must-Have Items Every First-Time Buyer or First-Time Apartment Owner Needs

Most people think of the bigger necessities when moving into a new home or apartment for the first time. For example, furniture or repainting or getting along with a roommate. These are all fine and dandy, but it's usually the little things which count most of all, i.e. tools which should be close at hand when the need arises. Always be ready. Even if you don't need this list now, store it away for future reference.
1) Flashlight If the power goes, you'll be glad you have one. That's all I'll shed the light on in this case.
2) Light Bulbs Just supposing the bulb burns out in your bathroom. Ladies, how are you going to put on your make-up and get dressed in the morning? A flashlight is just not effective enough for this purpose (heehee).
3) Scissors Scissors come in quite handy very often. You can use them to cut open boxes, irritating tags off your new clothes and so many other things. Get a really good pair, rather than the cheap ones. They would cost a little more, but last for so much longer.
4) A tape measure comes in handy when you need to measure the spaces your furniture is going to be fitting into or hang up your favourite pictures and photos.
5) Screwdriver and hammer. Every home needs a toolbox. How else would you be able to hang up those pictures and assemble your furniture???
6) Sewing Kit If you are fussy like me about the way you dress and look, you don't want to be leaving home with a missing button or the hem of your dress undone. Why waste time and money on getting new clothes when you can just sew it up.
7) Calculator Whether you have access to one on your phone or computer, it it a critical piece of gadget you need around the home. How else would you know how much tip you need to give to the pizza delivery guy or how much your roommate needs to hand over to meet the monthly expenses you share? Enjoy your new place with the minimum anxieties.


Sincerely

Radha Diaram
ReMax Real Estate Inc.
(800)461-2686
www.radhadiaram.com 

Selling Your Home

SELLING YOUR HOME: There are a million different reasons why people sell their homes, but every seller have one thing in common: the desire to get as much money as possible from their existing residence as quickly and as hassle-free as possible. (If your home is your principal residence, you won’t have to pay capital gains tax on any profits from the sale. If, on the other hand, it is an investment property, prepare for the tax man!) Before you begin the selling process, really evaluate why you’re moving. Do you have too few rooms, or too many? Have your job moved to another city and you’re relocating? Are the neighbours driving you away? Or are you simply looking for a change? A complete analysis of your current position will get a good foundation for your next home hunt. Buy or Sell First? Buy or sell first? That’s tricky. After all, if you find a purchaser for your existing home, before you’ve found a new one, you may find yourself living out of a suitcase if convenient closing fates cannot by negotiated. On the other hand, if you find your dream home before you’ve unloaded your old one, you may be faced with carrying two mortgages for a time. So how do you manage? Easy. Do your homework and have a good idea about the neighbourhood and type of home you’re looking for. Do an honest evaluation of your family’s needs and budget. Speak to your RE/MAX agent and start your new home search as soon as your existing home hits the market. If you’ve found a home, before you’ve sold your existing one, use “sale of your existing home” as a condition on your offer. If you don’t sell your house within a fixed period of time, you can choose not to go through with the offer. This, however, is a difficult condition for many vendors to agree upon and you may find that you have to forgo your price negotiating power. Purchasing a home before you sell could be a risky strategy if you’re counting on a proceeds from the sale. If you’ve found a purchaser before you’ve found your next home, use “purchase a new home” as a condition when you sign back the agreement. Again, it will only be for a fixed time. Even if you have not found the ideal next house by the time the deal closes, you may still wish to proceed with the offer. As a buyer with a “sold house” you will be in a better position to negotiate price. Make Your House More Sellable: While we all believe that our home is our castle, our personal tastes may not appeal to everyone. Your RE/MAX agent will work with you to give you an impartial analysis of your home – how it relates to other “competing” homes on the market and how your home reflects current design and style trends. Your agent will also take a good look at the general condition and unkeep of your dwelling. Overall, your RE/MAX agent will work with you to position your home on the market so that your sales experience will take place as expeditiously as possible. Advertise Your Home on Your Local MLS® System: This service is only available to real estate agents. It is a database of all the homes for sale through agents. Details about your home will be available to other agents searching for homes in your area, in the range of your asking price. Arrange Showings: In addition to giving your home the once over with a mop and dust cloth, have your agent prepare a home feature sheet. This is a one page synopsis of your home that highlights lot size, room dimensions, features and upgrades as well as utility costs and taxes. Prospective buyers will take a sheet and refer to it while viewing your home. Plus, it makes for a great reference sheet when the buyers are comparing properties. The Open House: This is usually not a pleasant experience. This upside is that you usually won’t have to be there to act as a guide. The downside is that you might have a series of open houses over a few weeks, with people poking through all areas of your home. And you’ll have the constant pressure of keeping your home looking its best. The Viewing: When an agent has a client who is interesting in your home, they will fist call to make an appointment with you RE/MAX agent. If you’re lucky, you’ll have time for the last-minute tidying. Of course, you can say no if the prospective purchaser wishes to come at an inconvenient time. During the viewing, make sure you give the viewer and the agent a feature sheet and get the agent’s business card. Give the viewers the freedom to wander around your home by themselves. Following may make them uncomfortable. The agent will stay with the prospects to offer some protection against theft or property damagie. Contact ME: When you are ready to make that move, or need information on how to get ready, don't hesitate to call me for advice. It's my passion....it's what I love doing...www.radhadiaram.com

Home Improvement Tips

HOME IMPROVEMENT TIPS: It simply makes sense to clean up both the interior and exterior of your home before listing it for sale. But that doesn’t mean you have to undertake major home renovation projects on order to sell your home. With a little effort you can increase the perceived value of your home by a great margin. Here are some simple things to keep in mind that you can do to increase the perceived value of your home and make the perfect first impression. EXTERIOR OF THE HOME: Keep lawn cut Trim hedges and bushes Weed and edge gardens Clear driveway and clean stains Clean out garage Power wash home exterior Touch up paint Paint colorful flowers AT THE FRONT DOOR: Clean porch and foyer Ensure door bell works Repair any broken screens Fresh paint or varnish front door Repair any damages to the door and/or locks SETTING THE MOOD: Make sure your home smells fresh and clean Turn on lights Turn on air conditioner/heater Open the drapes Light the fireplace MAXIMIZE OPEN SPACE: Clear halls and stairs of clutter Clear kitchen counter and stove top Clear closets of unnecessary items Remove empty boxes and storage Put away personal photos so buyers can envision the house as theirs MAINTENANCE: Repair leaking taps and toilets Clean furnace and filters Tighten door knobs and latches Repair cracked plaster Apply fresh coat of paint or touch up where necessary Clean and repair windows Repair seals around tubs and basins Replace defective light bulbs Oil squeaking doors Repair squeaking floor boards SQUEAKY CLEAN: Clean and freshen bathrooms Clean fridge and stove Clean around heating vents Clean washer and dryer Clean carpets, drapes and window blinds Eliminate pet odors and stains

How Much Do I Qualify For My New Home?

When buying a home, it is helpful to determine the type of home you like and how much you can afford before beginning your search. Most lenders allocate approximately 28% of your GROSS MONTHLY INCOME to housing expense. Housing expense includes principal, interest, taxes and insurance (PITI). To get an idea of how much you can afford to pay each month for a home, multiply your gross monthly income by 28%. When coupled with current outstanding loans, the total for your debt service should not exceed 36% of your gross monthly income. Some lenders may have slightly more liberal requirements or loan interest rates which may increase your purchasing power. Mortgage interest, property taxes, loan fees or "points" are currently tax deductible (up to allowable limits). Points are generally deductible in the year paid. A point equals 1% of the mortgage amount. If you are in the 28% tax bracket, this is equivalent to receiving a 28% discount on your mortgage interest and property taxes. During the first years of the mortgage your tax savings are especially high because most of your monthly payment goes toward loan interest. Have a lovely day and tune in next week for some more great info.